I-Bali yindawo yabakhenkethi yamanye amazwe, isengqiqweni ukuba unokuhlawula kwiidola nakwii-euro. Abakhenkethi abaninzi bakwenzile ngokuchanekileyo, bakhetha ukunganxibelelanisi ukutshintshiselana ngemali konke konke. Kodwa inyani yile yokuba kulo naliphi na ilizwe eliyingenelo kakhulu ukuba lihlawule imali yendawo, ke ngoko ugcina ikhosi, kwaye ukuba uza kuhambo kwiilali ezikude, kuya kufuneka kuvele iingxaki zelinye ilizwe-ikhosi iya kuba I-Robby. Imali esemthethweni ye-Indonesia yiRupee. Ngexesha lebhanki kunye neengqekembe
Amakhadi ebhanki
I-Indonesia lilizwe elingathembekanga, ngaphambi kohambo, qiniseka ukuba uyalazisa ibhanki yakho, kungenjalo, xa uqala ukususa imali, i-ving ikhadi lilungile. Kwangelo xesha, cela inani lekhomishini xa ususa imali - ihlala i-3% kuxhomekeke kwikhadi. Kwi-ATMS yeBali, iKhomishini yeNdawo yokurhoxiswa kwemali ikwanikezelwa.
Kodwa unokufumana ii-ATM ezininzi, apho iKhomishini ayibonelelwanga-jonga eluhlaza! I-ATMS Mandiri Bank. Gcina ukhumbula ukuba phantse zonke ii-ATMs kukho isithintelo kwinani lemali-malunga ne-125 yeedola ngosuku. Ukuba kukho imeko apho kuyimfuneko ukwenza imali ephambili, jonga isebe lebhanki ye-Bni, emva kokubekwa kwekhadi kunye nepaspoti, uya kuba nakho ukwenza lo msebenzi, kwezinye iibhanki awuzukusebenza. Ngokubanzi, nekhadi leplastiki kwi-bali, uziva unqabile. Ehotele, xa uhlawula ikhadi, ngokuqinisekileyo uya kuzama ukususa i-3% ukusuka kwixabiso elichaziweyo, libuyiselwe ukuthandabuza kwaye emva kokuba uyifumene ngexesha. Ke ngoko, imali yimfuneko-kuya kukunceda ukuba usindise i-nerves ezininzi.
Imali
Ukutshintshiselana ngemali kwi-Bali ngokubanzi nakwi-Indonesia ikakhulu - umsebenzi awunguye otyhafe entliziyweni. Ngokwemvelo, zonke iindwendwe zifuna ukutshintsha kwelona khondo liluncedo kwaye nantsi iingxaki ziqala. Njengesiqhelo, eyona nto ilunge kakhulu kukutshintshiselana ngemali kwisikhululo seenqwelomoya, kwizikhululo ze-auto, intetho. Kodwa iiofisi zabucala zatshintshwa zihleli kwiimpawu ezinomtsalane, ukukhwela kunye nokunikezelwa okumnandi. Apha kufuneka ugcine "iindlebe nge-bukhali", nangona kungenakwenzeka ukunceda. Inyani yile yokuba loo tshintsho ukuze "sikhanyise isandla" ngenkohliso yabakhenkethi, nokuba ubeka inkohliso ngononophelo intshukumo nganye, ukubala kunye nabo. Ke ngoko, qiniseka ukuba ubalisa imali izihlandlo ezininzi! Iibhili zedigi ezahlukileyo ziyafana nombala! Yiba Nolwazi kakhulu! Ukuba, xa watshintshana ngemali, wawukhohlisiwe kwaye uyifumene ngaphandle kokushiya i-versern, kwangoko qala ukuthambisa kwaye ukhwaza kakhulu, ukutsala ingqalelo. Kwiimeko ezili-100- uya kubuyisela ngokukhawuleza imali yakho. Kodwa ayingabo bonke abatshintshi bezinto zangasese kubuqhetseba. Kwibali Zininzi ii-ofisi ezibekiweyo. Ixesha igumbi kunye nabasebenzi bajongeka ngathi yimpucuko, ukusondelelana nenqanaba lokutshintshiselana kwiBhanki esekwe ngokusesikweni, amathuba amakhulu ongalahleki apha. Khumbula ukuba kuyingenelo ngakumbi ukutshintsha imithetho eyi-100 yeedola. Ihlelo elincinci liya kuba liphantsi. Imfuneko yokubonakala kweebhili njengezimazwe amaninzi - ingenguye-nex kwaye ziphindwe, amatyala aphezulu, anokwamkela. Ukulungiselela ukungabi nexhala kwakhona, kungcono ukutshintshiselana ngemali kwiiofisi ezinkulu zentengiso ngeebhanki. Lixesha nje lebhanki 'lingakhululekanga kakhulu: ukusuka kwi-8 kusasa ukuya kwiintsuku ezi-3, kwaye ngolwesiHlanu, ngokubanzi ngaphambi kwesidlo sasemini (kufutshane nge-11: 30). NgoMgqibelo nangoMvulo ziintsuku zokuhamba. Ayaziwa ukuba inxibelelana nayo, kodwa ikhosi ihlala iphakama isidlo sasemini, ngoko kungcono ukutshintsha imali ekuseni: $ 1 = 11,500; I-1 Euro = ezili-16,000 zeRupees. I-ruble ikhefu emnandi ekhaya, abayi kutshintshiselana.
Lumka, akunyanzelekanga ukuba usukele ikhosi yekhosi - ithuba elihle lokuqhuba kwinkohliso, zama ukutshintsha imali kubathengisi okanye kwiivenkile ezinkulu- ezi zindululo ziyinyani nakweyiphi indawo yabakhenkethi. Kodwa kwi-bali, kufuneka uhlale ungazikhathaleli ngakumbi kunesiqhelo xa usenza imisebenzi yemali.