Inteko yo kujya muri St. Louis, imwe mu ikunzwe cyane mu banabuzima umujyi wa Senegali, mu buryo busanzwe hashobora kuvuka ifaranga na we, kugira ngo yongere ifaranga hamwe na we, kugira ngo yongere ifaranga, yoroshye mu bikorwa no kubara kubicuruzwa na serivisi. Ihame, nko mu gihugu icyo aricyo cyose, mu nkombe z'iki gihugu cya Afurika, urashobora guhana ifaranga iryo ari ryo ryose (Euro, amadorari y'Abanyamerika, ibiro by'icyongereza, ibiro by'Ubusuwisi n'abandi), Frank CFA,
Kugira ngo tugende muri Senegali gusa, ahubwo no mu bihugu birindwi bya Afurika mu ihuriro ry'ubukungu n'ubukungu bwa Afurika y'Iburengerazuba n'uburasirazuba bwa Afurika (Zaeva). Iri faranga ryabanje guhambirwa na Franc y'Ubufaransa, ahubwo ni izinziriza iyicwa ry'Ubufaransa, igipimo aho umwe yaringaniye amafaranga yo ku rwego rwo hejuru ya CFA yabonetse. Isano nkiyi nayo ifite agaciro ubungubu, kubera ko gahunda ya banki yibihugu ifitanye isano rya bugufi nububiko bwubufaransa, bukubiyemo 65% byibiganiro byabo byamahanga. Gusa iyo uhisemo kugura iri faranga murugo, ntutinye amafaranga ya CFA, wiza muri leta zunze ubumwe za Afrika yo hagati (Ubukungu bwibihugu byo hagati bya ECOCas). Iyi sisitemu ikubiyemo leta esheshatu, amasomo nayo ihambiriye kuri euro kandi ihuye nayavuzwe haruguru (1 euro = 656 ya CFA), ariko ibimenyetso byifaranga ubwabo bari bitandukanye hanze. Witondere. Nuburyo Ifaranga ryibihugu bya KFA byiburengerazuba bya Afrika bisa na senegali.
Kandi rero ibihugu bya Francs CFA bya Afrika yo hagati.
Ukurikije ibimaze kuvugwa haruguru, uzi icyo uzamera neza hamwe na Euro, kubera ko amasomo azahora ahagaze, kandi ni ngombwa kwishyura, nibiba ngombwa, ushobora kugira ifaranga ry'Uburayi riri Hatanzwe ibyo ukunda kuruta, urugero, amadorari y'Abanyamerika. Ariko, kimwe mubindi bihugu, byunguka cyane kwishyura amafaranga yaho. Urashobora guhindura amafaranga icyarimwe ku kibuga cyindege cya Dakar cyangwa Saint-Louis (ukurikije aho uhagera), hanyuma, ugomba kubikora muri banki, muri Saint-Louis n'indi mijyi ya Senegali. Nzandika amabanki menshi muri Dakar na aderesi zabo ushobora kuza mubintu, kandi mumayero abiri ntuzagora tagisi. Kwimura amafaranga birashobora kuboneka cyangwa gutangwa mu ishami Gram. , kirimo Banque Synalo-Tuniseenne (BST) , kuri aderesi 97, Avenue Andri Peytavin . Ishami Ubumwe bwiburengerazuba Hano hari aderesi 5, Rue Docteur Thzeze BP 129 . Banki Nkuru Banque Centrale des Etats de l'afrique de l'oust Biherereye kuri aderesi Avenue Abdulaye Faliga. , Dakar, Senegali. Aderesi ya posita: BP 3108.
Naho amabanki n'amashami muri Saint-Louis ubwayo, bamwe muribo baherereye kuri aderesi zikurikira. Ubumwe bwiburengerazuba Biherereye kuri aderesi Avenue Général de Gaulle . Banki CBAO Groupe Attijariwafan Agien St Louis Ile du Nord giherereye Rue Khalifa A. Sy x Rue Phun, Saint-Lo . Ntekereza ko nta buntu bwo kubatondekanya. Gahunda ya Banki mugihugu cyose, mubyukuri. Gufungura saa 8.00-8.30 kugeza 11.15, hanyuma usige hanyuma uva 14.15 kugeza 16.00. Mu biruhuko (mu biruhuko by'abayisilamu by'idini), amabanki akora kuva 8.00 kugeza 14.00. Icyumweru cyo kuwa gatandatu no ku cyumweru.
Benshi, cyane cyane amahoteri manini, ufite urutonde rwa serivisi kubabana na ba mukerarugendo babo, muguhana amafaranga yacyo, niho kungurana ibitekerezo, aho imbonerahamwe imanikwa hamwe namafaranga yemewe, kugirango ashakishe a Banki yibikenewe ntishobora. Nibyo, amasomo ashobora kugabanywa gato, ariko kumafaranga make ntabwo agira uruhare rwihariye.
Usibye amafaranga, urashobora gukoresha amakarita ya banki ashyigikira sisitemu ya Visa, Express Club y'Abanyamerika na Distrs (komisiyo ishinzwe 1-5%).
Ariko ntiwibagirwe ko kuba hanze yimijyi minini, mugihe ugenda cyangwa gutembera mu gihugu, bizagorana cyane gukoresha ikarita, bityo biracyakenewe cyane gukoresha ikarita, bityo biracyakenewe cyane gukoresha ikarita, bityo biracyakenewe kandi ufite umubare runaka ntukababara.
Nta ATM nyinshi zihari, nkuko twabimenyereye mu bihugu by'Uburayi, ntaho, ariko nyamara bahura nazo kandi umubare wabo uriyongera buri mwaka. Ikigaragara ni uko ubukerarugendo nabwo bugira uruhare runini muri ibi, bikagaragara kubyutsa vuba aha.
Naho amafaranga yuburusiya, birashoboka cyane ko batagukeneye, kubera ko iri faranga muri Senegali ridakoresha icyifuzo. Birashoboka ko bahanahana muri Banki Nkuru, ariko rwose sinshobora kuvuga kuri ibi.
Gerageza kudakora kungurana ibitekerezo kumuhanda kandi ntukerekane neza ibiri mu gikatoko cyawe, kuko muri iki gihugu, nkuko biri mu ihame, ndetse no kubandi, nta gushidikanya, nta gushidikanya ko ari ubujura no kwibasirwa. Noneho rero, koresha serivisi za banki kandi ukaba maso kugirango ibintu nkibi bidatwikiriye ikiruhuko nigitekerezo cyiyi leta ya Afrika.
Hano hari ishusho igereranijwe yicyo cyitondere uruhande rwimari rwurugendo niyambere yifaranga muri Senegali. Nizere ko aya makuru azagufasha mugihe kizaza.